USSD Code For Unity Bank To Unlock Mobile Banking
Mobile banking is now easier than ever before. With the USSD code for Unity Bank, you can enjoy various forms of transactions, such as checking your account balance, transferring funds, and paying bills. In this article, we will guide you through everything you need to know about the Unity Bank USSD code.
What is the USSD code for Unity Bank?
Unity Bank, one of the leading banks in Nigeria, has adopted the USSD code to improve and stratify their customer service.
The bank’s USSD code services cover a wide range of transactions, from balance inquiries to fund transfers, providing a complete solution for their customers to carry out diverse transactions using the USSD code *7799#.
How to Activate USSD code for Unity Bank
Getting started with Unity Bank USSD code services is a straight-forward process. Customers can register by dialing this *7799# USSD code and following the prompts on their mobile devices.
Necessary Requirements for USSD Registration
To activate your Unity Bank USSD code for smooth mobile banking, customers only need an active account with the bank, a registered phone number, and a personal identification number (PIN).
Security Measures During the Registration Process
During the activation process, Unity Bank prioritizes the security of customer information. The process includes identity verification steps and the creation of a secure PIN, which is essential for authorizing transactions.
Common Transactions Using Unity Bank USSD Codes
Checking your account balance: One of the most frequently used features of the Unity Bank USSD code is the balance inquiry option. Customers can easily check their account balance in real-time, providing a quick overview of their financial status.
- Dial *7799*0#
- Follow the prompts to enter your PIN
- Your account balance will be displayed on your screen.
Transferring funds to another Unity Bank account: You can use the Unity Bank transfer code for fund transfers between Unity Bank accounts and to other banks. Customers can easily initiate transfers, making it an ideal option for individuals who need to send money on the go.
- Dial *7799*1*account number*amount#
- Transfer to Other banks Dial *7799*2*account no*amount#
- Enter your PIN to confirm the transaction
- You’ll receive a confirmation message if the transfer is successful.
Buying airtime: Top up your mobile airtime directly through the Unity Bank USSD code. This feature is especially useful in situations where purchasing airtime vouchers may not be convenient.
- Dial *7799*Amount# (Self)
- Dial *7799*Phone no*amount# (Third party)
- Enter your PIN to confirm the transaction
- You’ll receive a confirmation message, and the airtime will be credited to the specified mobile number.
Buying Data:
- To buy data. Dial *7799#
Funding Bet9ja Wallet: Funding your Bet9ja account using the Unity Bank USSD code makes it easy for you to deposit money into your Bet9ja account without the need to visit any Unity Bank branch or using the Unity Bank mobile app.
- Dial *894# *7799*403*Bet9ja ID*amount#
- Enter your PIN
Paying bills: Unity Bank USSD codes extend to bill payments, allowing their customers to pay utility bills, subscription fees, and more with ease. The process is quick and eliminates the need for physical visits to payment centers.
Short Code Strings for DSTV Subscription
*7799*32*Smart card No. 1#: Access (2000)
*7799*32*Smart card No. 2#: Compact (6800)
*7799*32*Smat card no. 3#: Compact Plus (10650)
*7799*32*Smart card No. 4#: Family (4000)
*7799*32*Smart card No. 5#: Premium (15800)
Short Code Strings for GoTv Subscription
*7799*33* Smart card No. 1#: Gotv Lite (400)
*7799*33* Smart card No. 2#: Gotv Max (3200)
*7799*33* Smart card No. 3#: Gotv Plus (1900)
*7799*33* Smart card No. 4#: Gotv Value (1250)
Short Code Strings for Eko Electricity Distribution Prepaid
*7799*4*meter no*amount#
Short Code Strings for Ikeja Electricity Prepaid
*7799*5*meter no*amount#
- Select the biller you want to pay
- Enter the payment details and confirm the transaction
Other services accessible via the Unity Bank USSD Code:
- Opening a new account: *7799#
- Changing your PIN: *7799#
- Deactivate your mobile banking profile. *7799*9*phone number#
- Cardless Withdrawal. Simply dial *7799*8*Amount#
- Loan Service: *7799*8#
- BVN verification: *7799*5#
Remember:
- You don’t need internet access to use USSD codes.
- USSD transactions are usually free of charge.
- Keep your PIN confidential and don’t share it with anyone.
- If you have any issues, contact Unity Bank customer care for assistance.
How to Block the Unity Bank USSD Code
If you believe your Unity Bank USSD code has been compromised, you can disable it by following the steps outlined below:
Dial *7799*9*phone number# from the phone number associated with your Unity Bank account.
To block your USSD code, select option 2.
Enter your 4-digit PIN for the USSD code.
Confirm your decision.
How To Unblock the Unity Bank USSD Code
If you previously blocked your Unity Bank USSD code and want to unblock it, proceed as follows:
- Dial *7799# from the phone number linked to your Unity Bank account.
- Select “My Account” from the menu options.
- Select “Unblock ATM Card” and follow the on-screen instructions to complete the process.
How to check BVN on Unity Bank
You can easily check your BVN on Unity Bank using the USSD code by following the below steps:
- Dial *565*0# on the phone number linked to your Unity Bank account.
- Follow the prompts on your mobile phone screen to select the option for BVN.
- Enter your Unity Bank account number when prompted.
- Your BVN will be displayed on the screen.
Security Measures in Unity Bank USSD Transactions
PIN Authentication
Security is paramount in USSD transactions, and Unity Bank ensures this through PIN authentication. Customers must enter their unique PINs to authorize any transaction, adding a layer of protection against unauthorized access.
Encryption of USSD Transactions
To safeguard customer data during USSD transactions, Unity Bank employs encryption protocols. This ensures that sensitive information remains secure throughout the communication process between the customer’s device and the bank’s servers.
Tips for Secure USSD Banking
Customers can enhance the security of their USSD banking experience by regularly changing their PINs, avoiding sharing their PINs with anyone, and keeping their mobile devices secure. These simple measures contribute to a safe and protected banking environment.
Frequently Encountered Issues and Solutions
Common Problems with USSD Transactions
While USSD transactions are generally reliable, customers may encounter occasional issues such as transaction failures, network problems, or incorrect inputs. Understanding these common problems is the first step in resolving them efficiently.
Troubleshooting Tips for Customers
In the event of transaction issues, customers can follow the troubleshooting tips provided by Unity Bank. These may include checking network connectivity, ensuring correct USSD codes, or contacting customer support for assistance.
Contacting Customer Support for Assistance
Unity Bank offers customer support services for customers facing challenges with USSD transactions. The helpline is readily available to address queries, provide guidance, and ensure a smooth banking experience for all customers.
Tips for Maximizing Unity Bank USSD Services
Shortcuts and Quick Navigation Tips
To optimize the USSD mobile banking experience, customers can familiarize themselves with shortcuts and quick navigation tips provided by Unity Bank.
Time-Saving Strategies for Frequent Transactions
For customers who frequently perform specific transactions, Unity Bank may offer time-saving strategies. This could include setting default transaction amounts, saving beneficiary details, or utilizing one-click functionalities.
Making the Most Out of USSD Features
Exploring all the features of the Unity Bank USSD code ensures customers benefit from the full range of capabilities. From advanced security settings to personalized preferences, maximizing USSD features contributes to a tailored and efficient banking experience.
USSD Banking vs. Online Banking
A Comparison of USSD and Online Banking
While USSD and online banking serve the same purpose, they differ in their modes of operation. Online banking relies on internet connectivity, providing a feature-rich experience, while USSD banking focuses on simplicity and accessibility, catering to customers with basic mobile devices.
Advantages and Disadvantages of Each Method
Online banking offers a wider range of features and functionalities, but it requires a stable internet connection. USSD banking, on the other hand, excels in accessibility and convenience but may have limitations in terms of transaction complexity.
Choosing the Right Banking Method for Different Situations
The choice between USSD and online banking depends on the customer’s needs and circumstances. Online banking suits those who require a comprehensive set of features, while USSD banking is ideal for quick and straightforward transactions.
Future Trends in Mobile Banking with USSD
Technological Advancements in USSD Services
As technology evolves, USSD services are likely to witness advancements, enhancing their capabilities and customer experience. Innovations such as improved interfaces, faster response times, and additional features may shape the future of USSD banking.
Potential Improvements in USSD Banking
The future may bring enhancements to USSD banking, making it even more user-friendly and versatile. Increased collaboration between banks and mobile network operators could lead to seamless integration and improved services.
Predictions for the Future of Mobile Banking
Mobile banking, including USSD code services, is expected to play a pivotal role in the future of finance. Predictions include a broader adoption of mobile banking services, increased security measures, and a more personalized and user-centric approach.
Conclusion
In this century, the Unity Bank USSD code is an essential tool that simplifies mobile banking for their customers across Nigeria.
